A specialist firm just added 20 legal fellows to handle roughly 20,000 Uber driver deactivation claims in California alone. That is not a typo. Twenty thousand individual arbitration demands, each one requiring its own filing, its own consent documentation, and its own completion path.

If you are a plaintiff firm watching this and thinking about your own gig-worker campaign, the instinct is to reach for your consumer mass arb CPA model. After all, claimant acquisition is claimant acquisition, right?

Wrong. And the firms that figure out why will be the ones who actually make money on employment-side mass arb in 2027.

The consumer CPA model breaks in three places

In a consumer mass arb campaign (data breach, junk fees, auto-renewal), the acquisition funnel looks roughly like this: paid media generates leads at $200 to $600 per lead, intake converts 15 to 30 percent into signed claimants, and your all-in CPA lands somewhere between $700 and $2,500 per signed claimant. The claimant pool is broad, the qualification is simple, and the main variable is your conversion rate from lead to signature.

Gig-worker campaigns break that model in three specific ways.

First, the claimant pool is pre-defined and finite. You are not advertising to "anyone who used App X." You are looking for drivers (or delivery workers, or contractors) who were deactivated, misclassified, or shorted on wages during a specific period. That pool has a ceiling. Once you have reached everyone who qualifies, no amount of ad spend creates new claimants. Your CPA is not a function of media efficiency. It is a function of how many eligible workers you can actually find and reach.

Second, qualification is heavier. A consumer data breach claimant needs to confirm they had an account. A gig-worker claimant needs to establish employment status, deactivation circumstances, pay records, and sometimes vehicle or license documentation. Each qualification step is a dropout point. In consumer campaigns, qualification drops maybe 10 to 20 percent of leads. In gig-worker campaigns, I have seen qualification attrition run 30 to 50 percent, because the documentation burden is real and the claimant population is not sitting at a desk with a filing cabinet.

Third, the consent and outreach chain is more fragile. Gig workers change phone numbers more frequently than the average consumer. They are less likely to respond to email. They are more likely to be working when you call. And in many cases, the contact information the firm has is the information the platform gave them, which the platform may have deactivated along with the account. Your outreach stack needs to handle higher bounce rates, more number lookups, and longer re-engagement windows.

What the real CPA looks like

Let me walk through a rough model using numbers I have seen across gig-worker campaigns, not the Uber matter specifically (I do not have their internal data), but patterns that hold across similar filings.

Start with a pool of 20,000 potentially eligible workers. Assume you can reach 70 percent of them through a combination of paid social, direct outreach, referral networks, and community organizations. That is 14,000 contacts. Of those, assume a 25 percent response rate to your initial outreach. That is 3,500 engaged leads. Apply a 60 percent qualification rate (generous for gig-worker claims). That is 2,100 qualified leads. Now apply a 70 percent signing rate from qualified to signed retainer. That is 1,470 signed claimants.

If your total acquisition spend (media, outreach infrastructure, intake labor, qualification) is $1.5 million, your CPA per signed claimant is roughly $1,020. That sounds manageable. But here is the number most firms skip: your cost per filed claimant. Between signing and filing, you will lose another 15 to 25 percent to documentation failures, consent issues, and claimants who stop responding. At a 20 percent post-signing attrition rate, your 1,470 signed claimants become 1,176 filed claimants, and your real CPA is $1,276.

That is 25 percent higher than the number you underwrote the matter on. And it compounds from there, because every claimant who drops out after filing but before completion raises your per-remaining-claimant completion cost.

The outreach stack difference

Consumer mass arb outreach is mostly a volume game. You blast SMS, follow up with email, run retargeting, and wait for the response curve to do its work. The infrastructure is designed for breadth.

Gig-worker outreach is a persistence game with a different shape. These claimants are mobile, literally. They work irregular hours. They are skeptical of unsolicited contact (many have been burned by scams targeting gig workers). And they often need to produce documents they do not have readily available.

That means your outreach stack needs to do things consumer stacks rarely do: handle document collection inside the signing flow, support multiple ID verification methods (not every gig worker has a current driver's license that matches their platform account), and keep a claimant warm across weeks of back-and-forth document gathering without losing them.

This is where owning the technology matters. If your claims administrator is licensing a separate e-signature tool, a separate SMS platform, a separate document collection system, and a separate ID verification vendor, each handoff is a dropout point. And with gig-worker claims, you cannot afford the dropout. The pool is finite. Every claimant you lose is one you probably cannot replace.

At GroupSettle, we built the document signing, SMS, email, and AI-powered inquiry handling into one stack specifically because the handoff problem kills completion rates. Our AI super agent handles over 80 percent of claimant inquiries on its own, which matters enormously when you are dealing with a claimant population that has questions at 11 PM on a Tuesday and will not call back during business hours.

The timeline variable nobody models

Consumer mass arb campaigns typically run on a 90 to 180 day completion window. Gig-worker campaigns run longer, sometimes much longer, because the underlying claims often involve disputed employment classification that requires additional procedural steps before the arbitration provider will even accept the demand.

A longer timeline means a higher claimant decay rate. Every additional month between signing and resolution is a month where claimants change numbers, lose interest, or decide $400 is not worth the hassle. If your outreach infrastructure is not built to maintain engagement across a 12 to 18 month window (and most are not), your effective completion rate will be 15 to 20 points lower than your consumer benchmarks.

The firms winning these matters are the ones modeling claimant decay as a monthly rate, not a one-time adjustment. They budget for re-engagement campaigns at months 3, 6, 9, and 12. They build their admin contracts around per-claimant pricing that does not penalize additional outreach touches. And they treat the timeline as a variable they can influence through operational design, not just endure.

The opportunity is real. The model has to match.

None of this means gig-worker mass arb is a bad bet. The Uber wave alone suggests the claimant pools are enormous, the claims are individually meritorious, and the arbitration clauses (for now) are enforceable. The California market alone could support multiple large campaigns across rideshare, delivery, and other gig platforms.

But the firms that will actually make money are the ones who price the acquisition funnel correctly from the start. That means modeling a finite pool, heavier qualification, higher outreach costs, longer timelines, and post-signing attrition. It means building (or buying) an outreach stack that can handle document collection, multi-channel persistence, and AI-powered engagement across a year-plus window. And it means choosing an admin partner whose pricing does not punish you for the additional touches these claimants require.

The consumer CPA model is a spreadsheet. The gig-worker CPA model is an operating plan. The firms that know the difference will own the next wave.

If you want to see how this math works on a specific gig-worker campaign you are evaluating, that is the kind of modeling we do at GroupSettle. Reach Kasia at (813) 737-7025 or visit massarb.groupsettle.com.

Harry Hedaya is the founder of Send It By Text, the native document signing, SMS, and email platform behind GroupSettle's mass arbitration completion stack. Their AI super agent handles over 80% of claimant inquiries on its own, which lifts engagement rates further. He works with plaintiff firms running live mass arb campaigns.

If you want to see how this math works on a specific gig-worker campaign you are evaluating, that is the kind of modeling we do at GroupSettle. Reach Kasia at (813) 737-7025 or visit massarb.groupsettle.com.

Harry Hedaya is the founder of Send It By Text, the native document signing, SMS, and email platform behind GroupSettle's mass arbitration completion stack. Their AI super agent handles over 80% of claimant inquiries on its own, which lifts engagement rates further. He works with plaintiff firms running live mass arb campaigns.